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svemagie e76ab2d43a feat: add DE-Wealth-Distribution, EU-Wealth-Inequality datasets + update repo docs
Two new datasets with source catalogs (DS-00019, DS-00020):
- DE-Wealth-Distribution: Wealth Gini 72.4% (PHF 2023), top shares, inheritance
- EU-Wealth-Inequality: Cross-country Gini comparison (50.8–72.6)

Updated README.md, Data/README.md, QUICK_REFERENCE.md to document all 24 datasets
(7 US + 16 DE + 1 EU), 20 source catalogs, and DE-Plan integration.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
2026-04-23 12:03:44 +02:00

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# DE Wealth Distribution — Source Catalog
**Source ID:** DS-00019
**Record Created:** 2026-04-23
**Cataloger:** Sven / PAI
---
## Sources
### Bundesbank Panel on Household Finances (PHF)
- **URL:** https://www.bundesbank.de/en/bundesbank/research/panel-on-household-finances
- **Auth:** None
- **Coverage:** Triennial household wealth survey; net wealth, composition, Gini, percentile shares
- **Key publications:**
- PHF 2023 (Wave 5): Monthly Report April 2025
- PHF 2021 (Wave 4): Monthly Report April 2023
- **Update frequency:** Triennial (~every 3 years)
### ECB Household Finance and Consumption Survey (HFCS)
- **URL:** https://www.ecb.europa.eu/stats/ecb_surveys/hfcs/html/index.en.html
- **Statistical Tables PDF:** https://www.ecb.europa.eu/home/pdf/research/hfcn/HFCS_Statistical_Tables_Wave_2021_July2023.pdf
- **Auth:** None
- **Coverage:** Harmonized Eurozone-wide wealth survey; Gini, percentile shares, composition
- **Update frequency:** Triennial (Wave 4 = 2021; Wave 5 expected ~2025)
### ECB Distributional Wealth Accounts (DWA)
- **URL:** https://data.ecb.europa.eu/data/data-categories/macroeconomic-and-sectoral-statistics/sector-accounts/distributional-wealth-accounts
- **Article:** https://www.ecb.europa.eu/press/economic-bulletin/articles/2024/html/ecb.ebart202405_02~50a620f16b.en.html
- **Auth:** None
- **Coverage:** National-accounts-adjusted wealth distribution; quarterly; top-5%, top-10% shares
- **Update frequency:** Quarterly
### World Inequality Database (WID) — Germany
- **URL:** https://wid.world/country/germany/
- **Research paper:** DIW Discussion Paper 2105 (Albers, Bartels, Schularick)
- **Auth:** None
- **Coverage:** Top-1%, top-10% wealth shares; national-accounts basis; 18952021 time series
- **Update frequency:** Irregular (academic publication-driven)
### OECD Inheritance Taxation in OECD Countries (2021)
- **URL:** https://www.oecd-ilibrary.org/sites/e2879a7d-en/1/3/1/index.html
- **Auth:** None
- **Coverage:** Inheritance receipt rates and values by wealth quintile; cross-country
- **Update frequency:** One-off report (2021)
### DIW Economic Bulletin — Inheritances in Europe
- **URL:** https://www.diw.de/documents/publikationen/73/diw_01.c.532523.de/diw_econ_bull_2016-16-1.pdf
- **Auth:** None
- **Coverage:** Inheritance patterns by income/wealth group across EU
- **Update frequency:** One-off (2016)
---
## Dataset
`Data/DE-Wealth-Distribution/DE-Wealth-Distribution.md`
## Connection to DE-Plan
CHALLENGE 4 (material precarity), CHALLENGE 5 (intergenerational transmission)